The National Disability Insurance Agency (NDIA) provides essential funding to support people with disabilities in achieving their goals and living more independently. However, understanding what NDIA funding can and can’t be used for can sometimes be confusing. In this guide, we’ll break it down to help you make the most of your plan.
What Can NDIA Funding Be Used For?
NDIA funding is designed to cover supports and services that are:
✅ Reasonable and necessary – The support must relate to your disability and help you achieve your goals.
✅ Value for money – The cost must be reasonable compared to similar supports.
✅ Directly beneficial – The service should improve your independence, wellbeing, or daily living.
Examples of Approved Supports:
✔️ Therapy Services – Including psychology, counselling, occupational therapy and speech therapy.
✔️ Support Workers – Assistance with daily activities, social participation and community access.
✔️ Assistive Technology – Mobility aids, communication devices and home modifications.
✔️ Skill Development Programs – Training to enhance independence, employment opportunities and personal development.
✔️ Transport Assistance – If your disability prevents you from using public transport.
What Can’t NDIA Funding Be Used For?
🚫 General living expenses, like rent, food, or utilities.
🚫 Medical costs covered by Medicare or private health insurance.
🚫 Supports that are not related to your disability.
🚫 Holiday or entertainment expenses.
🚫 Anything that does not meet the “reasonable and necessary” criteria.
Need Help Navigating Your NDIA Funding?
At Calm Minds Clinic, our support coordination service can help you understand your funding, connect with the right services, and make the most of your plan. If you need guidance, reach out to us at support@calmmindsclinic.com.au or call us on 03 4233 6470.
Let us help you access the support you deserve!
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